Fees
- Issue
- FreeVirtual issue; Metal orders are paused.
- Service fee
- FreeVirtual annual fee; Metal is $199/year when ordering resumes.
- Top-up
- 0% + networkThe card uses wallet funds. Delegating spending permission is free; network transactions may incur fees.
- Purchases
- 0–0.875% + networkEligible local-currency stablecoins: 0%; other currencies: 0.5%. Yield tokens: 0% up to $1,200 monthly, then 0.5%. Other crypto: 0.875%.
- Currency conversion
- 1% cross-borderApplies when the merchant is outside the cardholder’s country. The detailed schedule states 1%; the general FAQ differs, so confirm the quote before paying.
- Cashback
- 1% mUSD back for virtual cardsMetal rewards depend on ordering resuming.
Paying for services
Not checked: ChatGPT, Claude, Midjourney, App Store, Google Play, Steam, Booking.
Who can apply
- Identity check
- An identity document is required
- Residence: available
- Andorra, Argentina, Austria, Bahrain, Belgium, Brazil, Bulgaria, Canada, Chile, Colombia, Costa Rica, Croatia, Cyprus, Denmark, Dominican Republic, El Salvador, Finland, France, Germany, Gibraltar, Greece, Guatemala, Guernsey, Hungary, Iceland, Ireland, Isle of Man, Italy, Jersey, Liechtenstein, Luxembourg, Malta, Mexico, Monaco, Netherlands, Norway, Oman, Panama, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, Uruguay
- Residence: unavailable
- United States, United Kingdom
Sources (5)
- Card2026-08-30
- Card faq2026-09-05
- Using2026-08-30
- What is metamask card2026-09-05
- Limits and fees2026-09-05
Other plans
Metal$199 a year
Metal card issuance paused since 2 June 2026. Free conversion and ATM up to $1,200 a month, then 2%.
SourceRS Score
80/100- Security
- Issuer
- Cost
- In practice
- Access
- Convenience
- Rewards