Gnosis Card

The card spends stablecoins from your Card Safe when you make a purchase.

Fees

Issue
FreeVirtual card issuance is free. Physical delivery and replacement have separate terms.
Service fee
FreeThe current Gnosis App card has no paid tier or recurring subscription. Physical replacement and delivery are separate.
Top-up
Network feeCard Safe accepts EURe. On-chain transfers incur network fees; converting other assets adds swap costs.
Purchases
0%No Gnosis Pay purchase fee and no network fee for the card transaction itself.
Currency conversion
Visa rateVisa exchange rate with no additional Gnosis Pay markup.
Cashback
No cashbackgCRC rewards for purchases ended on 29 August 2026.

Who can apply

Identity check
An identity document is required
Residence: available
Argentina, Austria, Belgium, Bolivia, Bulgaria, Brazil, Colombia, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Mexico, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom
Residence: unavailable
Russia
Sources (9)

RS Score

78/100
Security
18.5/26
Issuer
10.4/12
Cost
22/22
In practice
9.3/14
Access
11.3/14
Convenience
7/8
Rewards
0/4
Score inputs
  • Launched 2023 source
  • Custody self-custody source
  • Issuer Monavate Limited (under Visa Europe licence) source
  • Incident 2026-06 A signature-validation flaw in Gnosis Pay card-safe modules enabled about $1.5m to be extracted and another $300k to become inaccessible; Gnosis restored user funds, with no user loss. Card processing was taken offline on June 1 and services were progressively restored from June 3. source