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Solayer Pay

Spend USDC with a virtual card and an optional physical card.

Fees

Issue
$20 incl. year oneActivation includes the virtual card and first year. The physical card is free; delivery is separate.
Service fee
$20/yr from year twoThe first year is included in activation, so it is not charged twice.
Top-up
0.5%Top-up fee.
Purchases
$0.15 in USDA USD transaction costs $0.15. A non-USD transaction costs $0.10 plus 1.75%.
Currency conversion
1.75%For a non-USD transaction; an additional $0.10 transaction fee applies.
Cashback
Emerald Points and onchain rewardsNo fixed cash-equivalent rate is published.

Who can apply

Identity check
An identity document is required
Citizenship and residence: unavailable
Afghanistan, Albania, Andorra, Australia, Austria, Belarus, Belgium, Bosnia & Herzegovina, Bulgaria, Burkina Faso, Burundi, Cambodia, Canada, Central African Republic, China, Croatia, Cuba, Cyprus, Czechia, Congo - Kinshasa, Denmark, Egypt, Eritrea, Estonia, Finland, France, Georgia, Germany, Greece, Guinea, Guinea-Bissau, Haiti, Hungary, Iceland, India, Indonesia, Iran, Iraq, Ireland, Israel, Italy, Jamaica, Jordan, Laos, Latvia, Lebanon, Liberia, Libya, Lithuania, Luxembourg, Malaysia, Mali, Malta, Moldova, Monaco, Montenegro, Morocco, Mozambique, Myanmar (Burma), Netherlands, New Zealand, Nicaragua, Nigeria, North Korea, Norway, Palestinian Territories, Poland, Portugal, Qatar, Romania, Russia, San Marino, Serbia, Slovakia, Somalia, South Africa, South Korea, Spain, Sudan, Sweden, Switzerland, Syria, Thailand, Türkiye, Uganda, Ukraine, United Arab Emirates, United Kingdom, Vanuatu, Venezuela, Western Sahara, Yemen, Palau, Nepal, Vietnam
Sources (4)

RS Score

62/100
Security
18.5/26
Issuer
1.6/12
Cost
15/22
In practice
9.3/14
Access
10.3/14
Convenience
7/8
Rewards
0/4
Score inputs
  • Launched 2025 source
  • Custody self-custody source
  • Issuer not disclosed source
  • Incidents since 2023 none found