Sources were last checked on 2026-09-05. Terms may have changed and are awaiting a re-check.
Fees
- Issue
- $20 incl. year oneActivation includes the virtual card and first year. The physical card is free; delivery is separate.
- Service fee
- $20/yr from year twoThe first year is included in activation, so it is not charged twice.
- Top-up
- 0.5%Top-up fee.
- Purchases
- $0.15 in USDA USD transaction costs $0.15. A non-USD transaction costs $0.10 plus 1.75%.
- Currency conversion
- 1.75%For a non-USD transaction; an additional $0.10 transaction fee applies.
- Cashback
- Emerald Points and onchain rewardsNo fixed cash-equivalent rate is published.
Who can apply
- Identity check
- An identity document is required
- Citizenship and residence: unavailable
- Afghanistan, Albania, Andorra, Australia, Austria, Belarus, Belgium, Bosnia & Herzegovina, Bulgaria, Burkina Faso, Burundi, Cambodia, Canada, Central African Republic, China, Croatia, Cuba, Cyprus, Czechia, Congo - Kinshasa, Denmark, Egypt, Eritrea, Estonia, Finland, France, Georgia, Germany, Greece, Guinea, Guinea-Bissau, Haiti, Hungary, Iceland, India, Indonesia, Iran, Iraq, Ireland, Israel, Italy, Jamaica, Jordan, Laos, Latvia, Lebanon, Liberia, Libya, Lithuania, Luxembourg, Malaysia, Mali, Malta, Moldova, Monaco, Montenegro, Morocco, Mozambique, Myanmar (Burma), Netherlands, New Zealand, Nicaragua, Nigeria, North Korea, Norway, Palestinian Territories, Poland, Portugal, Qatar, Romania, Russia, San Marino, Serbia, Slovakia, Somalia, South Africa, South Korea, Spain, Sudan, Sweden, Switzerland, Syria, Thailand, Türkiye, Uganda, Ukraine, United Arab Emirates, United Kingdom, Vanuatu, Venezuela, Western Sahara, Yemen, Palau, Nepal, Vietnam
Sources (4)
- Overview2026-08-30
- Card2026-09-05
- Eligibility2026-09-05
- Faq2026-09-05
RS Score
62/100- Security
- Issuer
- Cost
- In practice
- Access
- Convenience
- Rewards