Fees
- Issue
- FreeVirtual issue is free; activation requires at least $50 available balance.
- Service fee
- FreeNo monthly, annual or inactivity fee.
- Top-up
- Nexo balanceNo separate card top-up is needed: the card spends the Nexo account balance. Account funding costs depend on the method.
- Purchases
- 0% + conversionThe fee schedule lists no separate ordinary Debit Mode purchase fee. Crypto spending uses the Nexo conversion quote; a different purchase currency incurs the separate FX fee. Credit Mode borrowing interest is separate.
- Currency conversion
- 0.2–2.5%Europe, the UK, and Switzerland: 0.2% on weekdays and 0.7% on weekends; other markets: 2% and 2.5%.
- Cashback
- Up to 2% crypto cashbackTerms depend on the mode and tier.
Paying for services
Not checked: ChatGPT, Claude, Midjourney, App Store, Google Play, Steam, Booking.
Who can apply
- Identity check
- An identity document is required
Sources (2)
- Crypto card2026-09-05
- What are the limits and fees of the nexo card2026-09-05
Other plans
Credit modeportfolio from $5,000
0.5–2% back in NEXO or 0.1–0.5% in BTC, depending on the share held in NEXO tokens.
SourceRS Score
81/100- Security
- Issuer
- Cost
- In practice
- Access
- Convenience
- Rewards