Wirex Standard · EEA

A Wirex EEA virtual card on the free Standard plan.

Fees

Issue
FreeEEA card issuance is free; this profile is virtual only.
Service fee
FreeThe baseline X-tras Standard plan is free; Premium and Elite are outside this variant.
Top-up
0% by bank transferSEPA euro transfers are free. Bank-card top-ups start at 0%; the exact fee is quoted before payment.
Purchases
0%The fee schedule incorporated into the issuer agreement has no separate Wirex/issuer fee for an ordinary purchase. Currency conversion and merchant-imposed charges are separate.
Currency conversion
In-app quoteThe app quotes the exchange rate and fee for your currency pair.
Cashback
0.5% Cryptoback on Standard EntryFor Standard Entry without a WXT lock; other tiers are outside this variant.

Who can apply

Identity check
An identity document is required
Residence: available
Austria, Belgium, Bulgaria, Croatia, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Iceland
Sources (6)

Other plans

Premium€9.99 a month

1% Cryptoback, up to 3% with locked WXT.

Source
Elite€29.99 a month

4% Cryptoback, up to 8% with locked WXT.

Source

RS Score

80/100
Security
25.2/26
Issuer
12/12
Cost
15.3/22
In practice
8.8/14
Access
11.3/14
Convenience
6.5/8
Rewards
1.2/4
Score inputs
  • Launched 2014 source
  • Custody regulated EMI/bank source
  • Issuer Transact Payments Malta Limited source
  • Incidents since 2023 none found
  • Outage 2026-06 Balance migration to Wirex One failed for some users; stuck migrations were fixed over the following days. source