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Plasma One Lite

The Plasma One Lite baseline includes one virtual card with no subscription fee.

Fees

Issue
FreePlasma One Lite includes one virtual card.
Service fee
FreePlasma One Lite has no subscription fee.
Top-up
$0.50–15Lite bank funding: ACH $1; wire $15; SEPA/Faster Payments/PIX $0.50; SPEI/Bre-B $1. These are the total charges in the official fiat-onramp schedule.
Purchases
0% PlasmaPlasma adds no purchase fee. A separate issuer fee schedule for Lite is not publicly listed; currency conversion may incur partner fees.
Currency conversion
1%Lite markup when spending in a currency different from the account currency. Third-party Visa network fees may also apply.
Cashback
Cashback in XPLThe rate depends on tier, spending bands and programme rules; rewards are paid in XPL.

Paying for services

Not checked: Claude, Midjourney, App Store, Google Play, Netflix, Spotify, Steam, Booking.

Who can apply

Identity check
An identity document is required
Residence: unavailable
Cuba, Iran, North Korea
Sources (7)

Other plans

Core$199 a year

Or lock 20,000 XPL for a year. 3% cashback, +0.5% conversion.

Source

RS Score

75/100
Security
18.5/26
Issuer
9.6/12
Cost
22/22
In practice
10.5/14
Access
9.5/14
Convenience
5/8
Rewards
0/4
Score inputs
  • Launched 2025 source
  • Custody self-custody source
  • Issuer Third National source
  • Incident 2026-08 An outdated card contract from Rain (the issuer) was exploited in other programmes (Avici, Tria). Rain says it upgraded all programmes on the old contract; Plasma is not named as affected. source