Sources were last checked on 2026-09-27. Terms may have changed and are awaiting a re-check.
Fees
- Issue
- FreePlasma One Lite includes one virtual card.
- Service fee
- FreePlasma One Lite has no subscription fee.
- Top-up
- $0.50–15Lite bank funding: ACH $1; wire $15; SEPA/Faster Payments/PIX $0.50; SPEI/Bre-B $1. These are the total charges in the official fiat-onramp schedule.
- Purchases
- 0% PlasmaPlasma adds no purchase fee. A separate issuer fee schedule for Lite is not publicly listed; currency conversion may incur partner fees.
- Currency conversion
- 1%Lite markup when spending in a currency different from the account currency. Third-party Visa network fees may also apply.
- Cashback
- 2% cashbackLite: 2%, Core: 3%, Platinum: 4%; paid in XPL. Overall monthly caps are not published.
Paying for services
- ChatGPTmixedsource
Not checked: Claude, Midjourney, App Store, Google Play, Netflix, Spotify, Steam, Booking.
Who can apply
- Identity check
- An identity document is required
- Residence: unavailable
- Cuba, Iran, North Korea
Sources (7)
- plasma.org2026-09-04
- Core2026-09-04
- Plasma one rewards2026-09-04
- Terms of service2026-09-27
- Lite2026-09-27
- Personal2026-09-05
- What are the fees on plasma one2026-09-05
Other plans
RS Score
79/100- Security
- Issuer
- Cost
- In practice
- Access
- Convenience
- Rewards