WantToPay Smart

A reloadable virtual card for overseas spending and travel. Banki.ru lists Mastercard; the provider does not name the network separately.

Fees

Issue
$15Ruble payment costs RUB 1,590. An additional $10 deposit stays on the card balance.
Service fee
6 USDT / 30 daysPlus is charged every 30 days. The card is frozen if the subscription is unpaid.
Top-up
7% + networkCrypto top-up costs 7% plus the network fee. Ruble funding uses the service exchange rate.
Purchases
from $0.50A purchase costs $0.50 plus 0.2% for contactless payment. A declined transaction also costs $0.50.
Cashback
No ongoing reward is confirmed.The current plan page does not state an ongoing reward.

Not published by the provider: currency conversion.

Paying for services

Not checked: Midjourney.

Who can apply

Identity check
An identity document is required
Sources (5)

Other plans

WantToPay Easy

Easy is a WantToPay card for online purchases only. Unlike Smart, it cannot be added to Apple Pay or Google Pay.

Issue
10 $
Subscription
6 USDT
Top-up
9%
Purchases
0.25 $
Prepaidface value $10–200

No monthly fee. No Apple Pay or Google Pay.

Source
ProRUB 3,490 / $35

$6 a month. $0.50 + 1% per purchase.

Source

RS Score

49/100
Security
18/26
Issuer
2.4/12
Cost
7.1/22
In practice
7.7/14
Access
10.3/14
Convenience
4/8
Rewards
0/4
Score inputs
  • Launched 2022 source
  • Custody custodial, licence not verified source
  • Issuer not disclosed source
  • Incidents since 2023 none found
  • Limit Provider compatibility list marks some services unsuitable (e.g. App Store UK; ChatGPT trial). source