Fees
- Issue
- $19Virtual card issuance.
- Service fee
- FreeVirtual-card maintenance is $0 per month.
- Top-up
- 1.5% + 3–7%Card-balance credit costs 1.5%. Separately: SBP costs 7% (min. RUB 1); USDT costs 3% (min. $1) plus the network fee.
- Purchases
- $0.35Per payment.
- Currency conversion
- Bank rate + $0.35A non-USD payment uses the bank rate plus $0.35.
- Cashback
- No ongoing reward is confirmed.The checked sources do not confirm an ongoing rate.
Paying for services
- ChatGPTworkssource
- App Storeworkssource
- Netflixworkssource
- Spotifyworkssource
- Steammixedsource
- Bookingworkssource
Not checked: Claude, Midjourney, Google Play.
Who can apply
- Identity check
- Tiered: limits grow after document checks
Other plans
RS Score
51/100- Security
- Issuer
- Cost
- In practice
- Access
- Convenience
- Rewards