Bitrefill Card

A Bitrefill card funded with BTC and Lightning.

Fees

Issue
Free$0 issuance and postal delivery.
Service fee
€0 while activeAfter 12 months without spending or cashing out: €10 per month while the card has a balance.
Top-up
Crypto exchangeCrypto is sold for euros when deposited. The conversion spread is included in the quote shown before confirmation.
Purchases
In appNo separate foreign-transaction fee is added to euro purchases. Other currencies use the Visa exchange rate.
Currency conversion
In appEUR card uses Visa FX; Bitrefill adds no foreign-transaction fee.
Cashback
1% for crypto deposits and 1% for purchasesThe reward may change.

Who can apply

Identity check
An identity document is required
Sources (5)

Other plans

Plusfree

€15,000 monthly limit after ID verification.

Source

RS Score

80/100
Security
15.1/26
Issuer
12/12
Cost
21.6/22
In practice
12.6/14
Access
11.3/14
Convenience
5/8
Rewards
2.4/4
Score inputs
  • Launched 2014 source
  • Custody custodial, licence not verified source
  • Issuer Wallester AS source
  • Incident 2026-03 Lazarus-attributed intrusion through a compromised employee laptop. Hot wallets were drained and about 18,500 purchase records exposed; Bitrefill covered the losses from operating capital. source