Fees
- Issue
- FreeVirtual-card issuance is free; a physical-card replacement costs €5.
- Service fee
- FreeNo annual or inactivity fee.
- Top-up
- Bybit EU balanceNo separate card top-up is needed: the card spends the Bybit EU account balance. Account funding costs depend on the method.
- Purchases
- 0.9%Crypto-funded payments cost 0.9% on top of the Bybit sell exchange rate. Minimum conversion amount: €1 or $1.
- Currency conversion
- 0.5%0.5% for a transaction outside the card currency, on top of the Mastercard rate.
- Cashback
- 1% non-VIP cashbackThe 10% booster, VIP and subscription rewards have separate promotional terms.
Paying for services
- ChatGPTworkssource
- App Storeworkssource
- Google Playworkssource
- Netflixworkssource
- Spotifyworkssource
- Steamworkssource
Not checked: Claude, Midjourney, Booking.
Who can apply
- Identity check
- An identity document is required
- Residence: available
- Austria, Belgium, Bulgaria, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Italy, Latvia, Lithuania, Luxembourg, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Liechtenstein, Norway
- Citizenship: unavailable
- Afghanistan, American Samoa, Belarus, Canada, Cuba, Guam, Hong Kong SAR China, Iran, Malaysia, Malta, North Korea, Northern Mariana Islands, Puerto Rico, Russia, Singapore, Sudan, Syria, United States, Uzbekistan, U.S. Virgin Islands
Sources (9)
- Bybit EU Card T C2026-08-30
- Fees and Spending Limits Bybit Card2026-08-30
- FAQ Bybit Card General Inquiries2026-08-30
- Bybit card cashback update one flat rate uncapped and accessible to everyone bltefa8c5e2fb32d17b2026-08-30
- Fees and Spending Limits Bybit Card2026-09-05
- FAQ Bybit Card General Inquiries2026-09-05
- Service Restricted Countries2026-09-05
- Common Reasons and Solutions for KYC Verification Failures2026-09-05
- Earn 5 cashback this summer with bybit card art3cb9f3f48bd92026-09-25
RS Score
82/100- Security
- Issuer
- Cost
- In practice
- Access
- Convenience
- Rewards