Sources were last checked on 2026-09-27. Terms may have changed and are awaiting a re-check.
Fees
- Issue
- FreeVirtual: no setup fee. Physical Basic €4.99, Plus €24.99 (free with an annual Level Up plan or a CRO stake).
- Service fee
- €6/mo when inactiveThis is an inactivity fee, not a subscription: after 12 months without activity, €6 per month (from 1 October 2026; €5 before that date).
- Top-up
- 1%Debit or credit card top-up.
- Purchases
- 0%The complete EU fee schedule has no separate ordinary EUR purchase fee. Funding and non-EUR payments have separate charges.
- Currency conversion
- 0.2–2%0.2% for non-EUR purchases in the EU and UK; 2% outside the EU and UK.
- Cashback
- Up to 4.5% cashback by Level Up tierBasic: none; Plus: 1.5%; Pro: 2.5%; Private: 3.5-4.5%, paid in CRO. Plus and above need a Level Up plan or a CRO stake; the monthly cap depends on the tier.
Paying for services
Not checked: ChatGPT, Claude, Midjourney, App Store, Google Play, Steam, Booking.
Who can apply
- Identity check
- An identity document is required
Sources (7)
- Crypto com prepaid visa card fees and limits europe for users with a residential address in europe2026-09-05
- How to set up apple pay in your apple wallet2026-08-30
- How to set up google samsung pay in your google samsung wallet2026-08-30
- Eu card2026-09-05
- help.crypto.com2026-09-27
- How to apply for a crypto com prepaid card2026-09-27
- Crypto com prepaid card rewards benefits2026-09-27
Other plans
RS Score
86/100- Security
- Issuer
- Cost
- In practice
- Access
- Convenience
- Rewards
Score inputs
- Launched 2016 source
- Custody regulated EMI/bank source
- Issuer Foris MT Limited source
- Incident 2024-03 The Dutch central bank (DNB) fined Crypto.com EUR 2.85M for serving NL users without registration (2020-2022); under appeal. source
- Incident 2025-09 A previously unreported Scattered Spider intrusion into a Crypto.com employee account exposed personal data of 'a very small number' of users; no funds were accessed. The attack happened before March 2023; the date shown is when it was reported. source