Sources were last checked on 2026-09-27. Terms may have changed and are awaiting a re-check.
Fees
- Issue
- FreeNo application fee is published for the US Coinbase Card.
- Service fee
- FreeNo annual fee is published for the US Coinbase Card.
- Top-up
- 0%Automatic funding of the card costs $0. Funding the Coinbase account depends on the selected method; crypto sales include a spread.
- Purchases
- 0% + conversionCard transaction fee is 0%. Selling crypto uses the Coinbase conversion price with a spread.
- Currency conversion
- Visa rateThe issuer international-transaction fee is $0. Visa uses a wholesale-market or government-mandated exchange rate. Crypto spending separately uses the Coinbase sell price with a spread.
- Cashback
- No published rateCoinbase does not publish the rate: it is variable and shown only in the app.
Who can apply
- Identity check
- An identity document is required
- Residence: available
- United States
Sources (6)
- Card2026-09-05
- Cb card apply2026-09-05
- Cb card fees tax2026-09-05
- Cb card troubleshoot2026-09-05
- Coinbase CHA October 14 20242026-09-27
- Cb card rewards2026-09-27
RS Score
81/100- Security
- Issuer
- Cost
- In practice
- Access
- Convenience
- Rewards
Score inputs
- Launched 2020 source
- Custody regulated EMI/bank source
- Issuer Pathward, N.A. source
- Incident 2025-05 Bribed overseas support contractors leaked data of 69,461 customers. Coinbase refused a $20M extortion demand and said it would reimburse customers who were tricked into sending funds. source
- Incident 2024-07 The FCA fined CB Payments Ltd (Coinbase's UK e-money entity) GBP 3,503,546 for onboarding high-risk customers in breach of a voluntary requirement. source
- Incident 2023-01 NYDFS settlement: a $50M penalty plus a $50M compliance investment for compliance-programme failings at Coinbase, Inc. source