Fees
- Issue
- FreeVirtual card issuance is free.
- Service fee
- FreeNo annual or inactivity fee.
- Top-up
- Pionex balance
- Purchases
- from 1%Visa: 1%. Purchases of $1 or less add 0.2 USDT after one exempt small payment per month. Some failed payments cost 0.5 USDT.
- Currency conversion
- Visa rateUSD/USDT: 1:1. Other currencies use the Visa rate; the 1% purchase fee is listed separately.
- Cashback
- 1% cashback on eligible purchasesVisa and Mastercard schedules state 1% cashback; MCC, merchant and risk checks can exclude a transaction.
Who can apply
- Identity check
- An identity document is required
Sources (5)
- How to Apply for Pionex Card2026-08-30
- Pionex Card Fees Schedule2026-09-05
- Why is Pionex Card usage restricted in certain regions2026-08-30
- Карта pionex в россии что работает что не ра2026-08-30
- Best crypto cards international spending2026-09-05
Other plans
RS Score
62/100- Security
- Issuer
- Cost
- In practice
- Access
- Convenience
- Rewards
Score inputs
- Launched 2025 source
- Custody custodial, licence not verified source
- Issuer not disclosed source
- Incident 2025-05 Multistate (NE, NC, OH, SD) consent order against Pionex Inc. (US entity) for unlicensed money transmission and compliance deficiencies; $20,000 administrative penalty. source
- Incident 2025-04 France's AMF placed www.pionex.com on its crypto-assets blacklist, stating that the actor was not authorised to offer certain financial services or investments in France; the notice does not specifically identify the Pionex Card as prohibited. source